Loan refinancing

This service allows you to repay your existing loans with a new loan from Credos. Refinancing a loan makes sense if you have taken out a loan at a high interest rate, in which case Credos can offer you a loan at a lower interest rate. Refinancing your loan with Credos is possible even if your previous loan needed a bailiff to settle it.

Credos is attractive to our customers because we try to offer lower interest rates than other companies offering refinancing. Refinancing may be of interest to you if:

You have a partially repaid loan and want to reduce your monthly payment;
You have several partially repaid loans and it is not convenient for you to keep track of the maturity dates and payment amounts;
You need additional borrowed funds to use as you see fit.
Loan refinancing with the help of Credos will allow you to terminate contracts with other lending organisations and then service only one loan. The amount of that loan may even exceed the total amount of your previous loans. Submit your application and one of our consultants will contact you shortly.